Terms & Conditions

Terms of Use

Please read the terms and conditions carefully before you use the Vanguard Assurance Mobile and Web Applications.

Condition of Use

We will provide the services to use which are subject to the conditions stated below. Every time you use the app, use its services are make any purchase, you accept the following conditions. This is why we urge you to read them carefully.

Privacy Policy

Before you continue using our app, we advise you to read our privacy policy (Privacy Policy) regarding our user data collection. It will enable you to better understand our practices.


Content published on this app is the property of Vanguard Assurance and/or its content creators and protected by international copyright laws. The entire compilation of content found on this app is an exclusive property of Vanguard Assurance.


Communication with us is entirely electronic through emails, whatsapp and through our apps. We will continue to communicate with you by posting news and notices on our website, what’s up and email. You also agree that all notices, disclosures, agreements and other communications we provide to you electronically meet the legal requirements that such communication be in writing.

Applicable Laws

By using the app, you agree that the laws of Ghana with regards to principle of conflict of laws will govern these terms and conditions, or any dispute of any sort that might arise between Vanguard Assurance, its business partners, associates and you.

Comments, Reviews and Emails

Visitors may post content as long as it is not obscene, illegal, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or injurious in any other way to third parties.

Content has to be free of software viruses, political campaign, and commercial solicitation. We reserve all rights to remove and/or edit such content. When you post your content, you grant Vanguard Assurance exclusive, royalty free and irrevocable right to use, reproduce, publish and modify such content throughout the world in any media.

License and App Access

We grant you a limited access and make personal use of this app. You are allowed to download it and use its services within the limits and terms provided herein and not to use the app for any unlawful/illegal purposes.

User Account

If you are an account owner on this app, you are solely responsible for maintaining the confidentiality of your private user details (i.e., your username and password). You are responsible for all activities that occur on your account.

We reserve the right to terminate accounts, edit or remove content and cancel policies at our sole discretion.