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Marine Insurance

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Protecting your home and liability with one policy.

Marine insurance covers the loss or damage to cargo and ships, i.e. fishing vessels and pleasure boats. Our Cargo Insurance Policy provides cover for:

  • The accidental loss or damage to ships such as cargo vessels, fishing vessels and pleasure boats
  • The loss, theft or damage to cargo whilst being imported or exported by sea or through waterways such as rivers, lakes

The Marine Cargo Insurance Policy may not only be taken to cover imports and export of cargo from warehouse to warehouse it may also covers shipments of goods and personal effects transported by air.

Marine Insurance Policies

We offer a variety of comprehensive marine insurance options, providing peace of mind whether you're navigating coastal waters or crossing oceans. Customize your policy to align with your specific maritime activities and enjoy tailored coverage that meets your unique needs.

Marine Cargo General: This is an automatic cover issued to clients who frequently import and export consignments by Sea, air and Inland transit. The areas of risk covered include ICC ‘A’ (all risk), ‘B’ and ‘C’ with war and strikes risk. (except those expressly excluded in the respective clauses).

Some Clients may prefer to take specific policies insuring particular marine items. As a result we do provide specialized customized policies to meet varying demands. A few are listed below:


  • Marine Cargo General - All import, export or transit cargo over a fixed period of time might be for a specific cargo.
  • Marine Cargo Exports - This policy covers transit and export cargo over a fixed period for a particular cargo.
  • Marine Certificate Policies - We also provide certificates for the policies listed below: Marine Cargo General and Marine Cargo- Exports.

Stevedores unload and load cargoes from ships to railroad cars, and trucks. Stevedore’s liability is a form of insurance that assists with claims related to their operations, whether they are connected to a transportation terminal or do business as independent contractors.

Vanguard Assurance not only stands tall because of its passion for excellence in service delivery but also for prompt claims settlement.

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